For mortgage brokers & financial planners

Add life insurance to your offering — without the licence

Refer your clients to InsureHQ for a no-obligation life insurance comparison. We handle everything. You earn a referral commission on placed policies.

Register your interest See how it works
Why partner with InsureHQ

A life insurance service that fits your workflow

No compliance burden, no extra licences, no disruption to your client relationships.

No AFSL required
You refer, we quote. InsureHQ holds the authorisation and manages all compliance obligations. You don't need any additional licensing.
Works with any CRM
Refer via a simple link, your own portal, or a form embed. No system changes required on your end unless you want deeper integration.
Commission on placed policies
Earn up to 20% of InsureHQ's net commission on every policy placed from your referrals. Tracked transparently through your broker portal.
Client relationship protected
We never market to your clients, cross-sell other products, or contact them outside the insurance comparison process. Your relationship is yours.
The referral process

Four steps from referral to commission

1
You refer via link
Send your client a unique referral link or submit via your broker portal. Takes 30 seconds.
2
Client completes intake
Client fills a short form and uploads existing insurance docs if they have them.
3
We quote & present
InsureHQ prepares a three-option comparison and sends the quote sheet to the client.
4
Policy placed, you earn
If the client proceeds, commission is tracked in your portal and paid monthly.
Commission structure
Transparent, fair, and tracked
Your commission is calculated on InsureHQ's net commission received — after the licensee split — and paid monthly with a full remittance advice.
Up to 20% of InsureHQ's net commission on each placed policy
Paid monthly with itemised remittance advice per policy
Tracked in real time via your broker portal — referrals, status, and projected commission
Commission or no commission — we discuss the right structure for you at onboarding
After you register

What the onboarding process looks like

Step 1
Initial contact
After you submit your enquiry below, we reach out within one business day for an introductory call to understand your business and how you'd like to work together.
Step 2
Demo & discussion
We walk you through the referral process, the quote sheet your clients will receive, the broker portal, and the commission structure. We discuss your preferred integration — referral link, form embed, or CRM connection.
Step 3
Agreement signed
A simple referral agreement is sent digitally — covers the commission arrangement, scope of the relationship, and compliance obligations. Usually signed same day.
Step 4
Your referral link is live
Your unique referral link is activated in the system. You can start referring clients immediately. Access to your broker portal is provided so you can track referrals and projected commission in real time.
Register your interest
Tell us a bit about your business and we'll be in touch within one business day to arrange an introductory call.
Enquiry received
We'll be in touch within one business day. If you'd like to move quickly, feel free to call or text directly:
0411 511 958
Legend — InsureHQ